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In Charles Town there are 1,295 places to live. The city has, of course, a mix of various types of housing. Recently 55% of the livable housing units were owner-occupied.
In Charles Town, 66% of housing units (exluding rentals) have a mortgage. Home equity loans and second mortgages are not rare in the city; about 12% of owners use them.
Mortgage and interest rate quotes for the Charles Town area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 34% |
| With A Mortgage | 66% |
| First Mortgage Only | 54% |
| Second Mortgage or Home Equity Loan | 12% |
| Second Mortgage Only | 6% |
| Home Equity Loan Only | 6% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 16.7% |
| Median Real Estate Taxes (2000) | $759 |
| Category | Value |
|---|---|
| Total Occupied | 1,295 |
| 1-Person Households | 34% |
| 2-Person Households | 27% |
| 3-Person Households | 23% |
| 4-Person Households | 11% |
| 5-Person Households | 4% |
| 6-Person Households | 1% |
| 7+-Person Households | 1% |
| Category | Value |
|---|---|
| Median Year Built | 1948 |
| Median Year Built (Owner Occupied) | 1945 |
| Median Year Built (Renter Occupied) | 1951 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 2% |
| Using Bottled/Tank Gas Heat | 7% |
| Using Electric Heat | 33% |
| Using Oil Heat | 59% |
| Using Coal | 0% |
| Using Wood Heating | 0% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 0% |
| 1 Bedroom | 1% |
| 2 Bedrooms | 14% |
| 3 Bedrooms | 57% |
| 4 Bedrooms | 19% |
| 5+ Bedrooms | 9% |
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