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Shepherdstown has 403 housing units, combining houses, condominiums, and apartments. About 56% of housing units in the town are owner-occupied.
About 55% of owner-occupied housing units in Shepherdstown have a mortgage of one type or another. Approximately 14% of housing units in the town carry a second mortgage or home equity loan.
Mortgage and interest rate quotes for the Shepherdstown area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 45% |
| With A Mortgage | 55% |
| First Mortgage Only | 41% |
| Second Mortgage or Home Equity Loan | 14% |
| Second Mortgage Only | 3% |
| Home Equity Loan Only | 12% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 14.6% |
| Median Real Estate Taxes (2000) | $825 |
| Category | Value |
|---|---|
| Total Occupied | 403 |
| 1-Person Households | 39% |
| 2-Person Households | 38% |
| 3-Person Households | 11% |
| 4-Person Households | 5% |
| 5-Person Households | 5% |
| 6-Person Households | 1% |
| 7+-Person Households | 0% |
| Category | Value |
|---|---|
| Median Year Built | 1939 |
| Median Year Built (Owner Occupied) | 1939 |
| Median Year Built (Renter Occupied) | 1939 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 1% |
| Using Bottled/Tank Gas Heat | 9% |
| Using Electric Heat | 28% |
| Using Oil Heat | 59% |
| Using Coal | 1% |
| Using Wood Heating | 2% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 1% |
| 1 Bedroom | 4% |
| 2 Bedrooms | 27% |
| 3 Bedrooms | 39% |
| 4 Bedrooms | 24% |
| 5+ Bedrooms | 6% |
Rate quotes from multiple lenders for the Shepherdstown area:
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